Protecting your Family
The recent arrival of my first-born son has got me thinking about the importance of family protection.
What is family protection?
Family protection is a term I use to cover, life insurance, critical illness cover, income protection and family income benefit. Now not all these products are required for every family however they are important in their own right.
Often people think do I need family protection? In my expert opinion it is not you the parent that needs it. It will be your family who will need it, if the worst was to happen.
Think about how your family could afford bills and retain their existing lifestyle if something happened to you or your income. Studies show that the average cost of household bills in the UK for a year is £19,500. That is £487,500 over 25 years.
The importance of protecting your family is ingrained in every parent and it something that I am extremely passionate about as an adviser. Every family is unique and a protection plan will be too. I can offer a review and provide a whole of market search to find the most suitable plan for you and your family.
I appreciate that times are challenging and uncertain at the moment. I am offering to waive any broker fees for arranging any protection plan as a way of giving something back.
For a chat, feel free to book a consultation here https://www.davidbairdmortgage.com/book-online